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Social lending options

  • March 22, 2019

Mortgage and loans

Now there are several types of social lending scheme. One of them is based on a monetary allocation of mortgage interest. With the second type of lending, a specific share of the cost of an apartment or house purchased on credit is paid. And the third species helps to sell the housing of the state under the mortgage agreement at the preferential value.

What type of social lending to choose is due to local features. Some local managers provide a choice from the list, and some offer the only option. Wanting to get all information about social lending in your area, you can contact the district authorities, it is they who track the conduct of such transactions. Local authorities will provide you with complete information about social lending, answer all your questions, help calculate the first payment and the deadline for repayment of the entire mortgage, calculate the amount of monthly loan payment.

Buying housing on social lending from a construction company differs from buying an apartment from city authorities. Such housing is sold at market prices. Mortgage is issued in this case under 10.5% per annum. But for the payment of the first contribution, financial assistance is given.

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